With the establishment of the Patsanstha in 1942, the bankruptcy of the Bank of Karad rang. Because of this, the view of the society towards the credit society was not clear, in which case the founding chairman of the organization, Principal Dr. P. B. Kulkarni and Founder Honorary Secretary Principal S. Kulkarni is a keen practitioner in the field of cooperation. Shri Datta Nagari Patsantha was established on 2nd May 1992, with the cooperation of a few well wishers, to launch a co-operative society that embodies the ideology of the cooperative field. The actual work was started on 15 June 1992 in a room of 10 by 10.
On the occasion of the formal inauguration of the society, an office bearer of the cooperative had made a statement that "No credit socity can distribute loans to the members without borrowing from the central bank". But today, the same Shri Datta nagari sah Patsanstha has been making deposits in other banks without taking any central bank loan.
Professors with knowledge of accounts, Prof. GS Kulkarni and personality with knowledge of co-operation. Principal Dr. P B Kulkarni's life since the founding of the organization, from the establishment to the present, is the contribution of the family to the family tree, considering the cooperation and banking and financial control methods. Although the loan transaction is not so profitable, regular reviews of the C.R.A.R and the S.L.R have been invested from other competent scheduled banks in order to maintain statutory liquidity through proper management of productive debt supply and balance funds.
To this day, the financial position of the society is strong, it is only because of prompt service, accurate transaction, transparency and reliability that the patsanstha is constantly increasing while getting 'A' category from the establishment. The pace of growth has not slowed down in single year, This rising trend is not due to interest but only to faith.
The main business of the credit institution is to distribute the loan on the deposits in the credit institution. While maintaining the total deposit ratio of the loan, the credit institution mainly maintains member loans, business loans, vehicle loan, realdept , contingent loans, cash credit loans, with interest rates on loans up to 11% & 15% and maximum loan limit of Rs 30 lakh. Dept to come While maintaining the C.D.Ratio, the credit to the credit society was upto 31 st march 2016 is Rs. 30,34,39,500/. With very careful delivery of loans, the borrower is guaranteed to get accidental insurance and strengthen his / her financial side and financial side of the organization also.
The stability of an organization is based on the capital and investment of the organization. Deposit and loan allocation share capital of the credit institution is Rs. 2,31,98,600/ - and from the date of establishment, the organization has used dividend of 12% to 15% of the members. The self funds of Rs 2 crore 90 lakh is available to the society and the fund is invested independently in other banks. At the same time, the bank's investment in the credit society in the bank is Rs. 17,53,24,470 / -. For last seven to eight years in a row, 100% N. P. A. has been maintained and still societyis in profit. despite the provision organization has succeeded in keeping 0% N.P.A and 1.75 % outstanding till 31 st march 2016.
Shri Datta Nagari Sahakari Patsanstha has successfully completed many activities in the past due to the goodwill of social transformation with financial transactions. During the Dunkel proposal, the organization has kept in constant contact with the community while providing useful service to the community in various ways, including guidance sessions on Prabodhan, guidance from the credit societies, conducting financial guidance camps, defects and difficulties in the field of cooperation. Similarly, the credit system has expended Rs. 25000 / - under the Water Literacy Campaign and drained 900 brass sludge in the pond at Mauje Rathredharan (Ta. Walwa), resulting in additional storage of 9 lakh cubic feet of water. Tree Guard facility has been provided under Sant Gadgebaba Village Cleanliness Engine at a cost of Rs10,000. In Shirala, at pool side the handpump facilities is made available. At Acharya Javadekar Gurukul Islampur Bharatmata Student Hostel, he has tried to contribute a little to the development of the hostel for the poor and the backward community by giving financial help for flour mill. Also a sensory to a school for the mentally retarded children in Islampur by the Young Giants Group of Islampur Has helped with rep purchases. Last year, Acharya Javadekar had been Gurukul given a gas stove and a large pot of water. As a social commitment for the upliftment of the society, the credit community has not forgotten the development of the society during the financial activities of the credit society. Try to make a small contribution with the amount of Rs 5000/-in this With the financial commitment of Patsanstha during the financial year of the Patsanstha 2010-11, which was in progress during the year 2014-15, as a part for the social welfareness, the Patsanstha contributed to “APANG SHIKSHAN MANDAL’S, Dr. V. S. Nerlekar Muk-badhir school situated at islampur, by spending Rs 15,000 / - for the auditorium of School and floor stipples of (25*10) in the form of present School.
An important part of the organization is that all employees patsanstha are graduates of commerce and GDC & A and are computer trained and are constantly made aware of business management. Founder Chairman Principal Dr. PB Kulkarni and Founder Honorary Secretary Principal G. S. Kulkarni are mentor to the employees of the organization they guide all employee time to time. Patsanstha sevaks need to be trained every year. Therefore, the chairman of the organization conducts a one-day training and workshop and conducts written examinations and guides it. Earlier. An one day training and workshop was organized by the Datta Nagari Sahkari Patsanstha and Assistant Registrar Co-operative Society Islampur. In which the trainees were given certificates through the institute. Besides, the chairman in which the trainees from Islampur and shirala branches took guidance and the vice chairman of the organization are also going to other credit institutions and banks to guide other credit institutions as well as the employees and officers of the bank from time to time. In this way, the task of enlightenment begins with the organization. At present, the credit union has three permanent employees and 20 pygmy agents are in the service sector. The employees of the institute have provided the facility of provident fund and leave facilities as per the rules of the cooperative department. The organization has provided a loan of 11% for employees and pygmy agents. Every year, most Piggy collectors are encouraged by prize giving at the Annual Meeting, among all the Pygmy Agents.
Management is important in any type of business organization. This arrangement aims to keep the image of the organization in good shape. It is the responsibility of the employee to run the business on the basis of the same management. The board of directors of the credit society has prepared staff semeniums for the employees from the financial year 6-8. These include the rules of coverage, definitions, services, appointments, educational qualifications, salaries, promotions, transfers, allowances, salary increases, provident fund, leave, vacations, confidential, reporting, retirement, etc. Because of this Employees will have good relationships with each other, seniors, employees' directors. With this rules, the employee's image, organization's affinity, belief in the organization will continue to grow.
While the organization is trying to increase profitability by maintaining its commitment to the community and its members, the credit scheme has been approved by the State Electricity Board of Maharashtra for accepting electricity bills and the consumers of the area are benefiting from it. While doing so well in social work, the board of directors of the organization is unselfishly striving for the society as well as the organization. Due to the strong belief of the members and the customers, the organization has been working for the years 2003-2004 and 2005-2006 and 2010-2011, 2011-12, 2012-2013 Urban Division through Urban Co-operative Credit Society in Sangli District for three consecutive years through Sangli District Urban Co-operative Federation The award is given by the District Credit ideal was 5 times. With this award, the institute has won honorable position in the Cooperative Sector in Sangli district.
While the organization is trying to increase profitability by maintaining its commitment to the community and its members, the credit scheme has been approved by the State Electricity Board of Maharashtra for accepting electricity bills and the consumers of the area are benefiting from it. While doing so well in social work, the board of directors of the organization is unselfishly striving for the society as well as the organization. Due to the strong belief of the members and the customers, the organization has been working for the years 2003-2004 and 2005-2006 and 2010-2011, 2011-12, 2012-2013 Urban Division through Urban Co-operative Credit Society in Sangli District for three consecutive years through Sangli District Urban Co-operative Federation The award is given by the District Credit ideal was 5 times. With this award, the institute has won honorable position in the Cooperative Sector in Sangli district.
The annual Ahwal Competition (Fiscal Year 2010-2011) was organized for the civil banks and co-operative societies of Maharashtra in the name of Sahkar Sugandha Pratibimb. This competition was participated in by around 300 to 350 credit institutions from all over Maharashtra, reflecting the hard work, planning and achievements achieved by the co-operative organization in the annual report. In addition to the performance of the organization, the speed of the audit, the rating of the report as well as the fine print, the criteria became important to the competition.
For the purpose Maharashtra Government Co-operative Department and Maharashtra State Co-operative Credit Union Federation for International Co-operation Year 2012 and Late Yashwantrao Chavan's Birthcentuary, Shirdi District, Ahmednagar. In the "Deeptambh Award", has been awarded by honorable Chief Minister of Maharashtra Shri Prithviraj Chavan and Shri Harshvardhan Patil, Cooperative Minister received the present. Maharashtra State Co-operative Credit Federation Federation of Mumbai for the second time on 7th July, at Deep Suttara (Nashik).
“Shri Datta Nagari Patsantha” has been awarded the “ Sahkar Bhushan Award “ in 2014 from pune division and honoured in the form Rs.51,000/-and certificate purished from the hands of Shri Devendra Fadnavis and in the presence of Shri. Chandrakant Dada Patil Cooperative, Marketing, Textile Industries Mr. Eknath Khadse(revenue minister ) was received in Kolhapur on Friday, 19.06.2015 at kolhapur.
Manpower Development Public Service Academy (Raji Trust) Mumbai organized a spectacular event on Oct 7, 2013 at Dadar in Mumbai (Metropolitan City). Your organization has been honored with the “ Maharashtra Gunijan Ratna Gaurav Award 2015 “. Similarly, on 12 jan 2016, Human Resource Development Public Service Academy trust. The has been honored with the National Award "Bharat Jyoti Pride of Nation Excellence Award 2016".
SHREE DATTA NAGARI CO OPERATIVE CREDIT SOCIETY LTD.; URUN-ISLAMPUR