SHREE DATTA NAGARI CO OPERATIVE CREDIT SOCIETY LTD.; URUN-ISLAMPUR

The most common term of investing is where customers get good returns / interest on their deposits. The credit institution offers various schemes as fixed-term deposits where interest is paid to the investor at regular intervals, again investment benefit deposits where interest is accrued on the basis and the investor receives the maturity amount after the deposit period.

Features:
1. Senior citizens who have completed 60 years of age will get an interest rate of 8.5% (half percent) higher than the prevailing interest rate.
2. Simple deposit option for the depositor.
3. Immediate of deposit mortgage loan lending facility is available 80% to 85%. Only 2% extra interest will be applied as compare to interest on deposite.
4. No hidden charges.

Terms and Conditions:
1. At the end of the term, interest on the deposit will cease.
2. The Patsanstha will not give prior intimation of terms completion.
3. Fixed deposit receipts cannot be sold to another.
4. The Board of Directors who fixes the interest rate will be bound and the Board of Directors will have the right to change the interest rate without prior notice.
5. Rs. 20000/- and above will be paid to the savings account by class or by account pay check.

The most common term of investing is where customers get good returns / interest on their deposits. The credit institution offers various schemes as fixed-term deposits where interest is paid to the investor at regular intervals, again investment benefit deposits where interest is accrued on the basis and the investor receives the maturity amount after the deposit period.

Features:
1. Senior citizens who have completed 60 years of age will get an interest rate of 0.5% (half percent) higher than the prevailing interest rate.
2. Easy and easy deposit option for the depositor.
3. Immediate deposit mortgage lending facility is 80% to 85%. Only 2% extra interest will be applied as compare to interest on deposite.
4. No hidden charges.

Terms and Conditions:
1. At the end of the term, interest on the deposit will cease.
2. The credit card will not be given notice of the expiry of the deposit.
3. This account will have to be paid at least Rs. 50 per month or equal to the same installment amount.
4. The amount will be refunded with interest at the earliest on the date of expiry of the account expiry or the last date on which the last installment is paid.
5. Closing the account within six months after the commencement of the account will result in a deduction of Rs.10
6. The Board of Directors which fixes the interest rate will be bound and the Board of Directors will have the right to change the interest rate without prior notice.
7. Rs.20,000 / - and above will be paid to the savings account by class or by account pay check.

This plan is designed to help individuals make money saving habits and help them meet their future needs. The withdrawal slip can be withdrawn from these accounts. Initial deposit and minimum balance of 500 rupees is required for opening a Savings Credit Account.

Features:
1. Any branch facility
2. NEFT / RTGS facilities
3. Free SMS facility
4. An ideal alternative to banking and savings among the younger generation.
5. Easy to operate. Terms and conditions are clearly stated for understanding on the saving form.

Terms and Conditions:
1. At first you need to make a deposit of 500 rupees.
2. A person can only open one account.
3. You can also open a joint account.
4. Minimum balance is Rs. 500 Must be kept on savings account.
5. KYC Internal accounts are required to open the required documents - Aadhar card, PAN card, Voter ID card, passport and 3 color photographs.
6. You can withdraw twice a week with the Vidrol currency saving.
7. Interest will be charged on the minimum balance due from the 10th of each month to the end of the month.
8. If you lose a passbook, lose it, get damaged or close your account 1 years ago, you will be charged Rs.10
9. The passbook must be brought in when withdrawing.
10. Nomination is required.

In order to give the businessman the habit of saving, an account can be opened through the authorized agent of the organization by paying at least Rs.50 or in its multiple.

Features:
1. Upon completion of 1 years, the account holder will be refunded with interest at the rate of 5%.
2. Simple savings deposit option.
3. Immediate deposit mortgage loan lending facility is available 80% to 85% of the deposit.
4. No hidden charges.
5. Rs.20000/ - and above will be paid to the savings account by class or by account pay check.

Rule:
1. If the account holder wants money within 3 months from the start of the moneylenders' account, the commission of 2.5%, It will cut from the balance in account and be be paid to at stationary charge of Rs 10/-.
2. If the account holder wants money in less than 4 months to 6 months, the stationary charge will be charged Rs.10
3. If the moneylender's account is completed within 6 months, the amount will be refunded to the account holder with interest upto 4%.
4. The moneylender's account will be refunded to the account holder at the end of 1 years with interest equal to 5%.

There is a plan for compounding interest rates, so the period will be 8 years to 9 months. Immediate deposit mortgage lending facility is 80% to 85%. plain interest 2 % give on deposite.